- Get Funded Fast
- All Credit Types Welcome
- Doesn't Affect FICO Score!
- Safe and Secure Process
Apply For A Personal Loan
Check Your Loan Options Without Affecting Credit Score!
Submit Application. Borrowers must fill in all requested information. Please provide only your individual gross annual income. Checking options and rates will not affect your credit score!
Check Eligibility. Select an offer you are qualified for and choose the terms and options that suit you best.
Sign Contract. Sign the agreement to finalize the application. Wait for final approval and receive your funds in one business day!
Information about Opening a New Account
Under our customer identification program, we must ask for your name, physical street address, mailing address (if different from physical address), date of birth, and other information that will allow us to identify you. We may also ask to see your driver license and/or other identifying documents.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that positively identifies each person who opens an account.
12M Loans will ask for your name, address, date of birth and other information that will allow our lending partners to identify you.
All loans are made by lending companies, credit unions, and other private lenders. Your actual rate will depend on your credit score, the loan amount, the loan term, and your credit usage & history.
Rates start from as low as 3.99%! Loan amounts range from $5,000 - $15,000 for terms up to 60 months!
We offer outstanding customer support for all clients. Contact us now for a quick assistance!
12M Loans is fully compliant with the highest industry standards. We encourage our clients to use loans responsibly!
This website uses 256-bit SSL encryption to ensure your personal data is safe!