Apply For A Personal Loan

Personal information
Contact & employment
Deposit information
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Applying won’t affect your credit score and you Social Security Number (SSN) is used only to verify your identity.

It might take up to 5 minutes to find the most suitable deal for you!

DO NOT refresh or close this page as this may interrupt the process of finding you a loan offer!

Your privacy is our top priority!

12M Loans uses 256 bit SSL encryption to transfer your personal details to the lender.

Check Your Loan Options Without Affecting Credit Score!

Submit Application. Borrowers must fill in all requested information. Please provide only your individual gross annual income. Checking options and rates will not affect your credit score!

Check Eligibility. Select an offer you are qualified for and choose the terms and options that suit you best.

Sign Contract. Sign the agreement to finalize the application. Wait for final approval and receive your funds in one business day!

Information about Opening a New Account

Under our customer identification program, we must ask for your name, physical street address, mailing address (if different from physical address), date of birth, and other information that will allow us to identify you. We may also ask to see your driver license and/or other identifying documents.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that positively identifies each person who opens an account.

12M Loans will ask for your name, address, date of birth and other information that will allow our lending partners to identify you.

All loans are made by lending companies, credit unions, and other private lenders. Your actual rate will depend on your credit score, the loan amount, the loan term, and your credit usage & history.

Explore Your Options!
  • Get Funded Fast
  • All Credit Types Welcome
  • Doesn't Affect FICO Score!
  • Safe and Secure Process
Only Best Offers!

Rates start from as low as 3.99%! Loan amounts range from $5,000 - $15,000 for terms up to 60 months!

Help and Support

We offer outstanding customer support for all clients. Contact us now for a quick assistance!

Secure and Compliant

12M Loans is fully compliant with the highest industry standards. We encourage our clients to use loans responsibly!

This website uses 256-bit SSL encryption to ensure your personal data is safe!


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