Most personal finance specialists agree that instead of relying on the use of credit cards for most purchases is not considered a smart move. However, there are exceptions.
Financial problems hit everyone at some point, and families are in no way immune. Regardless of the size of your income and the size of the debt your family is carrying, finances are a common hot-button issue in most households.
The interest rates or fees associated with small personal loans may appear to be constant. However, in a very competitive loans environment, you can bargain for better deals through comparison; and in case a particular lender is not interested in your payday loan; definitely, another one will be much willing!
Nnenna Umelloh was such a great discovery for us: this girl definitely knows how to have it all! We’re delighted to grant her a $50 prize for her contributions of making other students’ lives better. Check her video and inforgraphic below.
When we launched our 12M Loans Scholarship contest we didn’t even think we’d get to meet so many interesting and original students from all over the United States.
One of the missions of our scholarship contest is to contribute to the overall financial literacy in the USA. By continuously promoting the idea of better money management, we hope to improve the financial health of all the citizens.
While the number is small when compared to Christmas every year, it is expected that Americans will likely spend a record $20 billion on Easter this year. The biggest expense will be food, which will account for $6.5 billion, not including the massive $2.9 billion that will be spent on sweets.
The process of applying for a loan can be daunting; especially if it’s your first time to do so. Usually, most people ask for loans following an emergency, and this means that they are already stressed even before they initiate the process. If you are currently in this situation, don’t worry.
These days, given the massive increases in tuition at major universities and the cuts in many types of financial aid, an increasing number of students every year need help from either federal or private student loans as a way to fund their college educations.
It is never easy to manage finances, but it gets a whole lot harder when you and your soon-to-be ex-spouse are locked in the middle of a divorce battle. Besides the obvious emotional upheaval divorce causes, if you do not care, the divorce can wreak havoc on your finances as well.