Personal Finance Blog

Do Payday Loans Ruin Your Credit Rating?

Do Payday Loans Ruin Your Credit Rating?

Payday loans are known for being accessible due to the lack of a hard credit check. This also makes them safe for your credit score. While simply getting a payday loan and paying it off on time doesn't affect your credit history, the situation can change under certain conditions. Here's all you need to know about the way payday loans may affect your FICO rating.

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Loans to Help Pay Utility Bills

Loans to Help Pay Utility Bills

Learn about the best loans for handling bill payments and utility expenses. We've covered support options that ensure you can maintain essential services — including variants for bad credit borrowers.

Kathryn McCoach Kathryn McCoach
Emergency Loans with No Job - Options for Unemployed People

Emergency Loans with No Job - Options for Unemployed People

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Dawnesha Burns Dawnesha Burns
How to Get Fast Cash if I Need Money Now

How to Get Fast Cash if I Need Money Now

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
How to Get Personal Loans for Self-Employed

How to Get Personal Loans for Self-Employed

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
How Do You Get Hardship Loans Even With Bad Credit?

How Do You Get Hardship Loans Even With Bad Credit?

During times of economic uncertainty, taking up hardship loans can be the only way out for people caught up in unforeseen circumstances. However, it may look like a tough hurdle for anyone with a not-so-perfect credit record. The good news is that, even with bad credit, one can still get loans. The aim of this

Dawnesha Burns Dawnesha Burns
Who Will Give Me a Loan When No One Else Will – Know Your Options

Who Will Give Me a Loan When No One Else Will – Know Your Options

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Dawnesha Burns Dawnesha Burns
Can I Get a Payday Loan in Another State?

Can I Get a Payday Loan in Another State?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Payday Loan vs. Installment Loan: How Do They Differ?

Payday Loan vs. Installment Loan: How Do They Differ?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Kathryn McCoach Kathryn McCoach
Is a Payday Loan Installment or Revolving?

Is a Payday Loan Installment or Revolving?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Dawnesha Burns Dawnesha Burns
What Does It Mean to Default on a Loan?

What Does It Mean to Default on a Loan?

Payday loans are fixed-interest rate loans that don't change during the repayment term. We discuss the regulations surrounding payday loans, including the amount that can be borrowed, interest rates, and fees.

Dawnesha Burns Dawnesha Burns
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