The first time you apply for a loan with no credit can be both daunting and exciting. By building up your credit score when you first start using credit, there are many opportunities available to you in the world of finance.
People don’t often believe the rags to riches stories, but there are so many excellent examples out there! Not to say that it’s easy to pull yourself from poverty and debt. But the financial situation can be improved to the extent of becoming a millionaire.
Let’s face it, life is expensive. It’s not easy to juggle work, raising a family and trying to save money whilst stretching limited funds. When you look at your budget, the numbers may feel overwhelming and inflexible.
One of the missions of our company is to contribute to increasing the overall financial health of the nation, as this impacts the financial health of all its citizens. And while the future of the country is in the hands of the young generation, we challenged ourselves to try to improve financial literacy.
As an adult, there are two basic ways in which an individual can pay for goods and services: Pay with cash Pay with some form of credit
Sad to say that money does not grow on trees. It has to be earned to be useful to people. There are many good reasons why parents should invest some time in teaching kids about money early in their lives.
What does Independence Day represent in the USA? We all know it’s a national holiday to commemorate America’s Declaration of its Independence from England as a colony. That declaration established America as a separate, free and distinct country. You can be assured that July 4th is not a holiday in England, that’s for sure.
It’s an overwhelming experience to be deep in debt. You feel that you have no control over your life.
A consumer’s’ ability to repay their debt in a timely fashion, in addition to managing their credit wisely, is reflected by their personalized credit score. The credit score, otherwise known as FICO score, reflects the credit payments patterns over time. It is sourced from one of the three main credit reporting agencies.
Money might not buy happiness, but getting your personal finances in order will bring so much peace to your life. Money has a lot to do with mindset. If you ask anyone who has paid off a significant debt they’ll tell you feeling in control is everything.