Cash Advance Loans. Get your Cash Online Fast!

These days there is a growing demand for cash advance loans because they provide you with fast cash when you need it badly. Solve your financial problem very quickly with online borrowing from 12M Loans! This way of getting money saves you time and the inconvenience of applying for credit using a traditional lender.

Help! What sort of financial crisis can cash advances solve? The unpredictability of life can sometimes upset your budget. There is no guarantee you can avoid tough times. Some of the unplanned expenditures can be medical bills, car repairs, small home improvements and other emergencies. If you have no money left until your next paycheck to have a normal living standard - take a cash advance!

Online Cash Advance Loans

Know Your Cash Advance Benefits!

Cash advance loans are more popular with borrowers for the following reasons:

  • 24 Hour Loans – 12M Loans accepts online applications 24/7. Yes! Our system is working on weekends and holidays!
  • Easy Online Process is rather ‘cool’ – the convenience of applying online means you really don’t even have to leave your home to apply or to pick up the cash!
  • Privacy – Online applications are protected with the best encryption technologies meaning your personal info is safe with us!
  • High Approval Level – If you fill the basic requirements, it doesn’t matter whether you have bad credit or perfect credit, you will be approved for the loan!
  • Few requirements needed – with almost no faxing, paperwork and working through long procedures! Fast, easy and convenient!
  • Customer Support – We offer quality support for all of our clients! Contact us for any enquiry 24/7.
  • Loans from $100 up to $1,000 – 12M Loans offers cash advance loans for any amount from $100 and up to $1,000!
  • Immediate Decision – We connect you with the most advanced direct lenders who provide loan decision very fast! Emergencies wait for no man.

Cash Advance Online Application Process

Online cash advance application1 Browse 12M Loans. If you have not had much experience dealing with cash advance loans, it might be a bit confusing to start with. 12M Loans is here to provide you with extensive information about cash advances, online payday loans, and the lending industry.

2 Loans Requirements. In order to qualify for a cash advance loan, a person should meet certain requirements. Even though there is no traditional credit check, you will be asked for proof of identity, employment, and income. Make sure you have the information at hand.

3 Bank Account. The majority of lenders will want you to have a valid checking or online account, otherwise, the transfer of funds can be a little complicated.

4 Cash advance approval. The loan approval takes hardly any time at all. This is one of the biggest advantages. You will usually be contacted within minutes about the decision. 12M Loans' direct lenders may give better approval chances for online cash advances than traditional credit institutions.

5 Agreement signing. If you applied online, then you sign online. It's important that you read the contract carefully before signing. One area to be aware of is the interest rate and finance charges. There is no obligation to sign the contract if the terms are not favorable. We ask you to be a responsible borrower!

6 Getting Cash. Have you signed the documents? Great, cash is deposited electronically into your account. The funds are available immediately. The whole process basically takes not more than 24 hours.

Repayment Terms and Lenders

When deciding on an online cash advance, make sure you take a good look at your financial gap to determine whether a short-term loan is what you really need. It's always a good idea to start working out a budget that will ensure that applying for a payday loan does not become a habit. As mentioned before, it's a good idea to compare lenders to make sure that the repayment terms suit your financial status.

Risks of Irresponsible Use of Cash Advance Loans

Warning! A cash advance is not your answer to long-term financial problems and their use is mainly for a one of emergency that requires cash to fix. Continual dependence on them may cause more financial trouble in the long run. It's an unsecured loan so expect to pay a high-interest rate. Not every lender is the same and late payments and defaults will still affect your credit score! Borrow responsibly!

Cash Advance Question and Answers

Are there any limitations for the use of funds?
You can use the funds for anything you like as you do not have to state the reason while proceeding with your application.
What are the general requirements to qualify for an online loan?
The following:

  • Age not below 18 years old;
  • US citizenship;
  • Current employment or regular income;
  • Valid checking account;

Is there an application or upfront fee?
12M loans and participating direct lenders do not charge any fees for online cash advance applications.
Is any information sent to the employers by lenders?
All the lenders work with respect their customers’ privacy and keep all the loan information and details confidential.

Cash Advance FAQ

Apply with 12M Loans Online!

Competitive rates and flexible terms are a click away, and you'll have money from trusted lenders deposited directly into an account of your choosing. Applications are free, then fees and loans are up to the individual and the provider. Don't hesitate to trust in 12M Loans, the company that can easily help you find an unsecured loan in your time of need!


Cash Advance Loans! Apply For Cash Now!


Financial Implications
Residents of some states may not be eligible for short-term cash advance loans. 12M Loans does not make any credit decisions and does not guarantee any loan approval. Participating lenders may perform soft credit checks typically through alternative providers to determine creditworthiness and your ability to repay the loan. The short-term payday loan is not a long-term financial product. Late or missing payments, as well as non-payment, may result in extra fees or collection activities! Each direct lender has its own terms and conditions. Loan extension may not be available; please check lender’s renewal policy first.