One Hour Loans. Fast Payday Loans for Unexpected Emergencies.

It’s not uncommon to run into some financial problems where you need a quick resolution. Emergency travel plans or unexpectedly high bills are very real issues. An empty bank account can make this situation even worse. The solution is simple - to take a payday loan! 12M Loans is doing its best to assist its customers in getting a loan approval in one hour or even faster! Fast one hour loans Easily and as quickly as possible, to help ease your financial distress!

Cash Loans in One Hour

If you are running up against a tight deadline for needing a short-term loan, it’s best to submit your application first thing in the morning. Loan approval can come about as quickly as one hour, although chances are limited you will receive the actual loan in one hour. One hour cash loans are simply not possible because of the application, approval and funding process. Once approved, you will get funds directly to your bank account later the very same day or next business day.

Fast Payday Loans in Less Than 1 Hour!

Information! A one hour loan or payday loan is mostly a cash advance that provides immediate financial relief. Some common uses for payday loans are unexpected medical expenses, urgent car repairs or covering a paycheck gap. One hour cash loans can be beneficial if you run into a financial emergency and require quick assistance.

12M Loans offers a fast and affordable financial solution for everyone who needs money right now! Loan requirements and the application process is easy and straightforward.

  • Proof of ID and a valid physical and email address;
  • Your bank account information which may require a void check;
  • Confirmation of your income;
  • Valid telephone number;

Requirements may vary for each lender and are subject to change. Make sure you understand the loan's terms and conditions or ask the lender if something is not clear. After submitting your details, you receive a suitable payday loan offer from one of our trusted direct lenders. It’s always best to only borrow what you can afford to pay back, so make sure you assess your needs thoroughly before applying for a loan.

Get Perks Even in a Financial Emergency

The benefits of going with 12M Loans are simple:

  • There is no hard credit check. Bad credit, no problem;
  • No collateral and no faxing required;
  • Our application is painless and hassle-free;

  • Loans from our direct lenders are safe, secure and confidential;
  • Fast approval for loans and immediate funding!
  • The application process is done via email or by phone, saving time!

We do our best to provide our customers with quick and satisfactory results, we look forward to offering a payday loan you need!


Yes, We Can Process Your Payday Loan in One Hour!


Financial Implications
Residents of some states may not be eligible for online one hour loans. 12M Loans does not make any credit decisions and does not guarantee any loan approval. Participating lenders may perform soft credit checks typically through alternative providers to determine creditworthiness and your ability to repay the loan. The short-term online payday loan is not a long-term financial product. Late or missing payments, as well as non-payment, may result in extra fees or collection activities! Each direct lender has its own terms and conditions. Loan extension may not be available; please check lender’s renewal policy first.