Instant Loans. No Queues, No Hassle and Fast Online Approval!

Instant Loans An instant loan is a short-term solution to any financial needs you have today. Do you have an unexpected expense that you can’t budget for? Then you need a quick loan, and look no further than instant payday loans from 12M Loans! Our loans are tailor-made to every individual and they are suitable for all of your short-term borrowing needs.

We have created a streamlined application process to get you the instant cash. Applying for and receiving the loan is a super-fast process so you can get the money immediately. Quick instant loans are the number one way to receive cash online. We pride ourselves on putting our customers first and can’t wait to help you with our affordable loans.

Instant Loans Online at a Glance

Lenders aim to have your loan sent out as soon as it is approved! No unnecessary delays. Get the money that you need when you need it!
We always make sure you are in the driver’s seat and know the cost of the quick loan, charged fees, and repayment terms.
Our simple application process takes a matter of minutes and is available 24/7. Money is deposited directly into the bank account!

Apply for Instant Loans

There are 3 ways to apply for instant loans, by phone, in-store, or online for a quick approval.

  • Fill in our quick and simple online application form.
  • We forward your details to many lenders, to find you the better loan.
  • Once a lender has approved the application, you receive a detailed loan offer to sign.
  • You receive the money by the next business day!

Information! Applying is easy, simply provide us with all the information we ask for by completing our application form. We process the application with an instant decision and no application fee. Lenders don't perform a "hard" credit check, so applying will not affect your credit score and will remain private! Once you qualify, the lender will transfer funds to your bank account very fast.

Immediate Loans That Are Easy to Repay!

The lender will collect the repayments from your bank account on the due date. Repayment amount, interest rate and fees may vary depending on the amount of the loan. 12M Loans is a responsible service that provides you with a personalized loan agreement and exact payback amount, including all charges and fees.

With a wide range of repayment options, our regulated lenders make sure you are in control of your quick instant loan from application to full repayment.

Stay Secure Online! All loan application information is processed and held securely, giving you reassurance that you’re in the safest hands. You can apply through us for cash loans whenever you need them.

Instant Loans

Get your Instant Loan Now!

Use our fast, quick and secure service to apply a payday loan today. Secure your online funds immediately!

Financial Implications
Residents of some states may not be eligible for short-term payday loans. 12M Loans does not make any credit decisions and does not guarantee any loan approval. Participating lenders may perform soft credit checks typically through alternative providers to determine creditworthiness and your ability to repay the loan. The short-term payday loan is not a long-term financial product. Late or missing payments, as well as non-payment, may result in extra fees or collection activities! Each direct lender has its own terms and conditions. Loan extension may not be available; please check lender’s renewal policy first.